Texas Title Insurance Rate Calculator — Texan Title Insurance Company

Title Insurance Premium Estimate

Quote Reference—

Date Prepared—

Transaction Type—

Property Value / Sales Price—

Loan Amount—

Policy Type—

Transaction Details

Transaction Type

🏠 Purchase

🔄 Refinance

Property Value / Sales Price

Loan Amount (optional for Owner's Only)

Policy Type

⚡ Simultaneous Issue

📄 Owner's Only

🏦 Lender's Only

Prior Loan Policy Credit (Rate Rule R-8)

R-8 provides a credit on the new lender's policy when refinancing a loan that was previously insured. The credit is calculated on the payoff balance of the old loan (not exceeding the original loan amount).

Prior Loan Payoff Balance (for R-8 credit calc)

Common Endorsements

T-19 Restrictions, Encroachments, Minerals Loan Policy — Residential (5% of basic rate, min $50)

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T-19.1 REM — Owner Policy Owner Policy — Residential (10% of basic rate, min $50; or 5% with R-16)

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📋 Enter a property value above to see your title insurance estimate

saved with Simultaneous Issue vs. separate policies

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Disclaimer: This calculator provides estimates based on the Texas Department of Insurance (TDI) promulgated basic premium rates effective March 1, 2026. Actual title insurance premiums may vary based on endorsements, additional chains of title, prior policy credits, and other rate rules. This estimate does not include escrow fees, recording fees, tax certificates, survey costs, or other closing-related charges. Contact your title company for a complete settlement statement.